How to get help > Program Details
Family Self-Sufficiency

Family Self-Sufficiency or FSS is a program that helps families receiving Housing Choice Vouchers or residing in certain public housing to achieve economic self-sufficiency.  Several Housing Authorities have contracted with NORWESCAP to bring the FSS Program and the Resident Opportunity for Self Sufficiency (ROSS) program to the community.


Family Self-Sufficiency which includes the FSS program, the ROSS program and other financial literacy supports help individuals realize their fullest potential in a demanding and competitive world.  NORWESCAP staff members help navigate obstacles that may stand in the way of goal achievement and help to coordinate resources in the community.



  • Case Management
  • Financial Assistance
  • Counseling
  • Advocacy
  • Employment/Career Counseling
  • Information & Referral
  • Escrow Accounts

Goals to be Achieved 

  • Home Ownership
  • Education & Training
  • Full-time Employment
  • Increased Income
  • Citizenship

Financial Literacy

Program staff have developed a program for Morris County called Planting Financial Seeds of the Future to enhance finanical literacy efforts of Morris County residents.  The series provides various core financial literacy topics along with one-on-one mentoring to help build savings, improve credit, and develop a spending plan to create wealth and assets.  The program offers free classes in Morris County and hosts many workshops at libraries, community and faith based organizations and other accessible locations.  The funding for this initiative is funded by the Morris County Freeholders. 






To qualify for FSS you must receive a Housing Choice Voucher and be referred by the participating housing authority.  Financial literacy workshops are free and available to the community.  They are featured throughout Morris County and include many core financial topics.  Financial literacy workshops are free and available to any Morris County resident, there are no eligiblity requirements for the finanical literacy workshops.





For more information contact your Housing Authority to determine if the FSS program or ROSS program is offered in your area, or contact NORWESCAP.  To inquire about the finanical literacy calendar, please call the FSS office.


NORWESCAP Family Self-Sufficiency


21 Pine Street, Suite 101

Rockaway, NJ 07866



fax: 973-784-4904




8:30 am - 4:30 pm

Monday - Friday


Donation Information

If you are interested in supporting NORWESCAP, the communities we serve or the Family Self-Sufficiency program, please call 908-454-7000


350 Marshall Street

Phillipsburg, NJ 08865


fax: 908-859-0729

Donate to Norwescap

Program Director

Passaic, Morris, Warren County

Thanks to the support I received from Family Self Sufficiency staff, I have become a success! When I first started the program,I was living in subsidized housing with my four children and receiving under $500 a month welfare. With the help of FSS, I was able to set short-term goals and then later long-term goals. It was the belief that I had support that helped me to find full-time employment. I now own my very own home and am attending college to become a teacher!” – Graduate FSS Program