Northwest New Jersey Community Action Partnership
Apply for a program
Apply for a program
Apply for a program
Apply for a program
Apply for a program
Apply for a program

Sign up for Healthcare Before December 15th
Program of the Month
The Affordable Care Act (ACA) is still law, despite many attempts to repeal it, people who buy health insurance through the individual marketplace can begin shopping now for coverage for 2018. Open enrollment will also begin for low-income people who qualify for Medicaid.  Federal open enrollment began on November 1 and ends on December 15. This is the only time of year many people will be able to purchase coverage from the marketplace.  The outreach and enrollment efforts have been reduced and many people who most need insurance may not be aware it’s available and affordable. 
 
Individuals and families can purchase health insurance through the federal marketplace (healthcare.gov) or your state marketplace. These plans cover a guaranteed benefit package, and financial help is available based on income and family status. 

When open enrollment ends, most people won’t have another opportunity to buy 2018 coverage from the marketplace. There is only a small number of qualifying “life changes” that can trigger changes later in the year. However, Medicaid enrollment remains year-round. 
Tax credits and cost-sharing reductions (CSRs) are still available for those enrolling through the marketplace. Generally, people earning 100 to 400 percent of poverty will be eligible for tax credits to reduce their monthly premium payments. People earning 100 to 250 percent of poverty will also be eligible for CSRs to reduce their out-of-pocket costs, such as co-pays and deductibles.

Healthcare.gov (or your state’s marketplace) makes it easy to compare health plans in a geographic area.  Free in-person help is available from trained professionals. If an individual has questions or wants help with their application, they can visit localhelp.healthcare.gov to find in-person assistance. Or they can call 1-800-318-2596 to ask questions and apply through the national Call Center. The Call Center offers help in many languages. 
The NORWESCAP Food Bank, one of only five Feeding America food banks in the state of New Jersey, distributes more than 2 million pounds of food each year to over 100 charitable agencies in Hunterdon, Sussex and Warren counties. 

During the holiday season we are blessed that so many people take the time to think of their neighbors in need and to assist in our mission to aid in hunger relief.

  Try and hold on to that holiday spirit.  Unfortunately, people who are hungry all year long.  In the cold winter months ahead, they will be particularly vulnerable.  We encourage everyone to continue their generosity of spirit by donating food and funds in January and February when the need becomes critical. 

We thank all our donors for their unwavering support and we invite others to join us in the fight against hunger.  Let's keep the holiday spirit alive by providing for those who are not as fortunate as we are. 

All the best to you and yours for a joyful holiday season and a new year filled with peace and plenty.

Northwest New Jersey Community Action Program Inc.
Shop at AmazonSmile

Here’s a chance to donate to NORWESCAP without sending us a direct contribution. Just click on the link below and every time you purchase something from Amazon, they will make a donation of 0.5% of your purchase to us.

How easy is that?

Next time you order that book or that pair of shoes you just couldn’t live without, you can be helping NORWESCAP too.

Thanks for thinking of us when you shop.
News and Upcoming Events

Cops n Kids Reading Room - 2017-12-29

Calling all Chess Players - Current & Future! - 2017-12-28

Bilingual Story Hour/Hora De Cuentos Bilingue - 2017-12-13

Give yourself a gift of Debt Free HOLIDAY - 2017-12-06

Breaking the Paycheck to Paycheck Cycle - 2017-11-20

Transitions 2017 Run/Walk - 2017-11-05

[see all news and events]