Northwest New Jersey Community Action Partnership
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Sign up for Healthcare Before December 15th
Program of the Month
The Affordable Care Act (ACA) is still law, despite many attempts to repeal it, people who buy health insurance through the individual marketplace can begin shopping now for coverage for 2018. Open enrollment will also begin for low-income people who qualify for Medicaid.  Federal open enrollment began on November 1 and ends on December 15. This is the only time of year many people will be able to purchase coverage from the marketplace.  The outreach and enrollment efforts have been reduced and many people who most need insurance may not be aware it’s available and affordable. 
Individuals and families can purchase health insurance through the federal marketplace ( or your state marketplace. These plans cover a guaranteed benefit package, and financial help is available based on income and family status. 

When open enrollment ends, most people won’t have another opportunity to buy 2018 coverage from the marketplace. There is only a small number of qualifying “life changes” that can trigger changes later in the year. However, Medicaid enrollment remains year-round. 
Tax credits and cost-sharing reductions (CSRs) are still available for those enrolling through the marketplace. Generally, people earning 100 to 400 percent of poverty will be eligible for tax credits to reduce their monthly premium payments. People earning 100 to 250 percent of poverty will also be eligible for CSRs to reduce their out-of-pocket costs, such as co-pays and deductibles. (or your state’s marketplace) makes it easy to compare health plans in a geographic area.  Free in-person help is available from trained professionals. If an individual has questions or wants help with their application, they can visit to find in-person assistance. Or they can call 1-800-318-2596 to ask questions and apply through the national Call Center. The Call Center offers help in many languages. 

This October our Cancer Education and Early Detection (CEED) Program is on a pink campaign! The CEED program is funded by the NJ Department of Health and the Susan G. Komen North Jersey Affiliate.  You may see pink ribbons tied around the NORWESCAP service area to bring awareness to the fact that according to the National Breast Cancer Foundation 1 in 8 women will be diagnosed with breast cancer in their lifetime in the United States.

Breast cancer is the most commonly diagnosed cancer in women and the second leading cause of cancer death in women.  Men also are diagnosed with breast cancer, but breast cancer occurs 100 times more often in men than women. The CEED program is trying to increase the rates of survival by offering free breast cancer screening and other cancer screenings to low income and uninsured individuals.

There is a lot that is unknown about breast cancer but what most agree on is that mammograms and diagnostic breast care services are critical.  The CEED program provides these services for free to eligible individuals.  So, before you get too "pinked" out by seeing pink everywhere this month, remember that free services are available and how important it is to receive routine breast cancer screenings. 

Contact our program at (908)387-9888 if you have any questions about breast cancer or other screening services and we ask that you find something pink this month and wear it to bring awareness to breast cancer because while breast cancer is not preventable, early diagnosis can save lives. You can also designate your donation to the CEED program as we work to lower risk factors and increase screening and diagnostic services to uninsured and at-risk individuals. 

Northwest New Jersey Community Action Program Inc.
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Here’s a chance to donate to NORWESCAP without sending us a direct contribution. Just click on the link below and every time you purchase something from Amazon, they will make a donation of 0.5% of your purchase to us.

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Next time you order that book or that pair of shoes you just couldn’t live without, you can be helping NORWESCAP too.

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News and Upcoming Events

Cops n Kids Reading Room - 2017-12-29

Calling all Chess Players - Current & Future! - 2017-12-28

Give yourself a gift of Debt Free HOLIDAY - 2017-12-06

Breaking the Paycheck to Paycheck Cycle - 2017-11-20

Transitions 2017 Run/Walk - 2017-11-05

The Food Bank's 15th Annual Culinary Celebration & Red Bow Basket Gala - 2017-10-30

[see all news and events]